InEvo Re Privacy Policy

Our Privacy Policy

InEvo Re respects the privacy of the people we deal with, and we uphold high standards of privacy practice and security. This policy explains how we handle personal information and how we interact with you online.

Whenever we handle personal information, we take steps to ensure that appropriate standards of privacy practice and security are applied.

The information we collect

For our day-to-day business it is not necessary for InEvo Re to collect ‘personal information. To the extent Inevo Re was to receive personal data it may include:

  • Personal information such as postcode, DOB, gender, marital status etc

  • Pension Information

  • Financial Information 


Applications 


Employment Applications


We collect personal information from you if you apply for a job with InEvo Re. InEvo Re may use the personal data for the reasons detailed in this privacy policy. 


Your information 


Sensitive Information

Generally, we do not collect sensitive information about you unless required or permitted by law or where you consent for us to do so. Sensitive information will only be collected if it is relevant to your product or the service or function you are engaging us to provide. If applicable, this will be communicated to you. 


We will not collect sensitive information about you where this is expressly prohibited by local law. Sensitive information includes information relating to:

  • race

  • political or religious beliefs

  • sexual orientation and sexual life

  • criminal convictions

  • membership of professional or trade associations or unions

  • biometric and health information

  • information about your affiliation with certain organisations, such as professional associations 


Recipients of personal data

  • We may disclose your personal data to our affiliates

  • We may disclose personal data to service providers for the purpose of process and document management

  • We may disclose your personal data to other reinsurers our risk transfer process

  • We may disclose your personal data to regulators if required

How we store your information

We keep personal information in physical and electronic records, at our premises and the premises of our service providers, which may include processing or storage in the cloud.

In some circumstances the parties to whom we disclose personal information may operate outside of Bermuda or, in the case of data collected within the United Kingdom or European Union, outside the United Kingdom and European Union — this includes locations in the countries listed in the Appendix. Where this occurs, we take steps to protect personal information against misuse or loss and to comply with local law in respect of the transfer of your data from one jurisdiction to another. Those parties, in turn, may make such information available to the governments of such other countries in accordance with local law requirements.

Keeping information accurate and up to date

We take reasonable steps to ensure that all information we hold is as accurate as possible. You are able to contact us at any time and ask for its correction if you feel the information we have about you is inaccurate or incomplete.

Keeping information secure

We use security procedures and technology to protect the information we hold. Access to and use of personal information within InEvo Re seeks to prevent misuse or unlawful disclosure of the information — this includes internal policies, auditing, training and monitoring of staff.

If other organisations provide support services, we require them to take appropriate technical and organisational measures to secure the privacy of the information provided to them.

How you can access or correct your information

You can contact us to request access to or correction of your personal information. In normal circumstances we will give you full access or make the requested corrections to your information. However, there may be some legal or administrative reasons to deny these requests. If your request is denied, we will provide you with the reason why (if we can). Where we decide not to make a requested correction to your personal information and you disagree, you may ask us to make a note of your requested correction with the information.

Dealing with InEvo Re online

When you visit InEvo Re websites you will generally browse anonymously unless you have logged into a client portal or accessed the website from a personalised communication from InEvo Re.

For all visitors to our website, we use cookies and other web browser technologies to collect information such as the server your computer is logged on to, your browser type (for example, Chrome, Safari, Microsoft Edge or Firefox), and your IP address. (An IP address is a number that is assigned to your computer automatically and required for using the Internet). We may also derive the location associated with an IP address.

Once you have accessed our website from an e-mail or other personalised communication sent to you, or provided us with personal information by completing a form online, we may be able to identify you and we may combine that with other information in order to provide you with a better online experience. If you would prefer not to be identified, you can delete the cookies and reconfigure the cookie preferences on your internet browser (see below).

Cookies

A 'cookie' is a packet of information placed on a user's computer by a website for record keeping purposes. Cookies are generally used on InEvo Re sites to:

  • access online services - if you log into our secure areas on our website, we will use cookies to authorise your access and save your preferences

  • manage advertising - when you see one of our ads on a third-party website, cookies are sometimes used to collect anonymous information about the page you visit and the type of software you are using

  • monitor traffic - we use anonymous information to track how people are using the InEvo Re site. This may include time of visit, pages visited and some system information about the type of computer you are using

  • monitor your use of our website - if we have identified you as a result of you logging into a InEvo Re portal, accessing our website from a personalised communication or providing us with personal information by completing a form online, we may use cookies to collect personal information about you. 


  • You can also configure your browser to accept all cookies, reject all cookies, or notify you when a cookie is sent. (Each browser is different, so check the Help menu of your browser to learn how to change your cookie preferences).

If you disable the use of cookies when you first visit the InEvo Re website or at any point on your web browser or remove or reject specific cookies from InEvo Re websites or linked sites, then you may not be able to gain access to all of the content and facilities on those websites. 


Data Breach notification

InEvo Re has processes in place to investigate data breaches involving personal information and will notify you of a data breach where we are required to do so under local legislation or as is otherwise appropriate in the circumstances. Where notification is required, we will do so promptly and in accordance with the time period for notification provided for under local legislation, for example within 72 hours in jurisdictions governed by the General Data Protection Regulation. 


Training 


InEvo Re delivers training to staff to help ensure that requirements of this policy are addressed and supported.

Your rights if you are in the EU

As provided for in the General Data Protection Regulation, you have the right to access your data; to correct or rectify your data; to delete your data subject to applicable law; to have your data processed only in accordance with applicable law; to have copies of your data to be moved to another controller; to object to our processing your data otherwise than in accordance with the law; and to withdraw any consent to our processing your data at any time. Please email info@inevore.comto exercise any of those rights.

Contact us

If you have any questions or complaints regarding privacy or information handling, please write to info@inevore.com or contact us by phone. Please mark communications to the attention of our Operations team. We will respond to let you know who will be handling your matter and when you can expect a further response.

If your concerns are not resolved to your satisfaction, you may be able to escalate your complaint to an external dispute resolution scheme or to a regulatory authority (if you are in the European Union or United Kingdom, you may contact one of the data protection regulators found here. We can also provide details of the appropriate scheme/regulator for you, as these may vary by jurisdiction or prod uct.

Appendix - Disclosure to other countries

Personal information may be disclosed to InEvo Re entities and third parties in jurisdictions including: Australia; Austria; Brazil; Canada; China; Denmark; France; Germany; Hong Kong; India; Indonesia; Ireland; Japan; Luxembourg; Malaysia; Mexico; Netherlands; New Zealand; Norway; Philippines; Singapore; South Africa; South Korea; Spain; Switzerland; Taiwan; Thailand; United Arab Emirates; United Kingdom; United States of America.